The average 30-year fixed mortgage rate is around 5.98% to 5.99% this week, Freddie Mac said Thursday. The percentage is down sharply from 6.8% to 6.9% a year ago and from peaks near 8% in late 2023, per The Wall Street Journal. On a typical loan, that rate drop can cut monthly payments by hundreds of dollars for home buyers.
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According to the authority, there is an annual cost of at least £200,000 to procure the system, but the Department for Work and Pensions confirmed the full cost could be covered by the government's new Crisis and Resilience Fund.