田轩：对监管机构来说，相当于多了一个得力帮手。协会能提供全面、穿透式的数据支持，让监管能从源头提前防范风险，实现从“个案处置”到“源头防控”的转变。
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。关于这个话题，PDF资料提供了深入分析
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Does not like Abuse (in any form) at all. Seems to give out customer data at alleged abuse. Not recommended but cheap.